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Baccarat

The Objective

The objective of Baccarat is to draw a two- or three-card hand that totals closer to 9 than the banker.  10, J, K, Q count as 0, A is a 1 and all other cards are face value.  If your total is more than ten, you drop the ten. So a 7-9 hand totals to 6 (16, drop ten).  There is no such thing as a "bust" hand.

The Rules

The banker and the player each draw two cards.  If either the player or banker total 8 or 9, both automatically stand, no exceptions.  If the player's total is 6 or 7, the player stands.  If the player stands, the banker hits on a total of 5 or less.  If the player's total is 5 or less, the player automatically hits and the banker gives the player a third card.  If the player receives a third card then the banker draws a third card according to the following:

    • Banker's hand totals 0,1,2: Banker always draws a third card.
    • Banker's hand totals 3: Banker draws if Player's third card is 1-2-3-4-5-6-7-9-0 (not 8)
    • Banker totals 4: Banker draws if Player thirds 2-3-4-5-6-7
    • Banker 5: Banker draws if Player thirds 4-5-6-7
    • Banker 6: Banker draws if Player thirds 6-7
    • Banker 7: Banker stands.

Once the final cards are dealt, the one with the total closest to 9 wins.

Betting

Bet on your own hand (Player) and you face a house edge of 1.24%. Bet on the Banker's hand and the edge is either 0.6% if there's a 4% House cut or 1.06% is their cut is 5%. Finally there's the Tie bet which at best gives the house almost a 5% edge (Pay 8:1) and at worst 14+% (Pay 9:1). Forget the Tie bet for obvious reasons. Unless you can find a game with 4% vig on Banker bets, betting Player or Banker is six of one, half a dozen of the other.


Baccarat Strategy

  • Avoid the tie.  Bacarrat is such a simple game that there is no real strategy to win. Counting the cards will only waste your time. 

 

Wikpedia Definition:

Baccarat is a gambling card game. It is believed to have been introduced into France from Italy during the reign of Charles VIII of France (ruled 1483-1498), and it is similar to Faro and to Basset. There are three accepted variants of the game: baccarat chemin de fer (railway), baccarat banque (or a deux tableaux), and punto banco (or North American baccarat).

Baccarat (pronounced Back-a-rah) is a simple game with only three possible results - 'Player', 'Banker' and 'Tie'. The term 'Player' does not refer to the customer and the term 'Banker' does not refer to the house. They are just options on which the customer can bet.

Baccarat is an unusual game in that any score of 10 is worth 0 (or 'Baccarat'). The highest score that can be achieved is 9. Two picture cards would have a score of 0. A 9 and a 6 would not equal 15 but 5. (Minus the first digit) An ace counts as 1 and the rest of the cards retain their face value.

 

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